1 month ago
Buying a House With an Eviction

Can You Buy a House With an Eviction?

If you have an eviction on your record, it doesn’t mean that you can’t ever own a home. There are plenty of programs available to those with less-than-perfect credit histories that can help you get into a home of your own. An eviction is a legal process of removing a tenant from a rental property....

2 months ago
21 Tips to buy a home in sellers market

Buying a Home in a Seller’s Market

This Article Is About Shopping For A Home And Mortgage During A Sellers Market, Many homebuyers often get discouraged when buying a home with dozens of serious homebuyers during a hot booming housing market. The current trend is renters pulling the trigger to get qualified and enter the home purchase market. The pulse of a...

2 months ago

Mortgage Guidelines After a Short Sale

In this blog, we will be covering the FHA waiting period after short sale 2023 mortgage guidelines. HUD, the parent of FHA, along with other mortgage agencies such as VA, USDA, Fannie Mae, Freddie Mac has mandatory waiting period requirements after short-sale and/or other housing events. FHA waiting period after short sale requirements is a...

9 months ago
VA Loan Low Credit Score Requirements

500 Credit Score VA Mortgage Lenders

Securing a home loan is often complicated enough without having to worry about your credit score being too low to qualify. If you’re a veteran looking for a VA home loan and have a 500 credit score, you might be feeling overwhelmed by the process. Thankfully, there are lenders available that specialize in working with...

9 months ago
Cash-Out refinance With Late Payments

Cash-Out refinance With Late Payments

Cash-out refinance is a popular mortgage program that allows homeowners to access the equity in their homes in order to use the funds for various expenses such as home improvements, debt consolidation, or college tuition. However, there may be situations where a cash-out refinance may not be the best option, or where a homeowner may...

12 months ago
Credit Disputes During The Mortgage Process

Credit Disputes During The Mortgage Process

In this blog, we will discuss and cover the negative impact of credit disputes during the mortgage process and how they can impact the loan process. Credit repair is the process of removing your derogatory credit information from your credit report through credit disputes. Nothing is wrong with disputing credit tradelines if you have documentation...